Head Office
Carstreet
Mangaluru - 575 001

President Message

Harish Acharya – Vishwakarma Co - operative Bank

FROM THE DESK OF THE PRESIDENT

Dr. S. R. Harish Acharya

The remarkable rise of Vishwakarma Sahakara Bank Ltd to its present stature is a result of the trust, confidence, and unwavering support extended by our members and customers. The committed democratic participation and cooperation of our Board of Directors have significantly contributed to the efficient management and steady growth of our Bank. Our staff’s exemplary customer service remains a cornerstone of our success story.

Today, our institution is fondly referred to as “Namma Bank” by our valued clients, and we are proud to be recognized as one of the fastest-growing Urban Cooperative Banks in the state of Karnataka. The productivity of our staff—measured in both business performance and customer satisfaction—is among the best in the Urban Cooperative Banking Sector.

As we prepare to celebrate our 49th Foundation Day  on 11.05.2025, entering into Golden Jubilee year, it is only fitting that we commemorate this milestone with meaningful initiatives. To mark this special occasion, we are introducing several unique schemes for the benefit of our members and customers:

  • Namma Bank Santwana Scheme: Offers death relief of Rs. 10,000 to the nominee in the unfortunate event of a member’s death, along with accident insurance coverage policy of up to Rs. 2.00 lakh.
  • Vishwakarma Chethana Scheme: Provides artisans and craftsmen with an overdraft facility of up to Rs. 2.00 lakh at an interest rate of 12.5% per annum on personal surety.
  • Swarna Sambhrama Subhadra Scheme: These special deposit products come with attractive terms and returns, designed to benefit our valued depositors.

We believe that cooperation extends beyond financial services—it serves as a foundation for social responsibility. In this spirit, the Bank actively promotes awareness about the Swachh Bharat Abhiyan in collaboration with social organizations.

With a firm commitment to cooperative principles, the dedication of our members and the strength of our human resources have played a pivotal role in our journey thus far. Our mission to achieve financial inclusion for the unbanked and to uplift the financial status of our members will be pursued with a focused and strategic approach.

“Future is a rich harvest for those who rightly cultivate the present.”